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Permanent Life Insurance provides coverage for your lifetime and has an added feature that can grow your money, called cash value. Cash value life insurance policies can be used to grow tax-deferred money that can be used while the insured is living. Life insurance is paid out in the form of a cash death benefit to your beneficiary or beneficiaries. The cash value of your policy can also be used for planned or unplanned expenses in the form of a loan against your active policy.
There are a few varieties of permanent life insurance policies such as:
Universal Life, Index Universal Life, Variable Universal Life, and Whole Life.
Please connect with our team to help you learn more about the pros and cons of permanent life insurance.
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